Statement Savings
A Statement Savings Account is a savings plan in which deposits and withdrawals can be made at any time.

  • Interest is paid on the entire balance of the account
  • Interest will be compounded every month and will be credited to your account either quarterly or monthly (depending on statement cycles)
  • No service fee with $100 minimum average daily balance
  • Transfers from Savings to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per statement cycle
  • The Money Connection™ 24-hour phone banking and Money Connection Online™ Banking can access this account.
  • Click here for current rate information.

Money Market Savings
This account is designed as a savings account with limited check writing.

  • Money Market checks available
  • No fees on check writing within limits allowed
  • No service fee with $100 minimum average daily balance
  • Withdrawals from this account are unlimited if made in person at any of our locations. Transfers from the Money Market Savings to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.
  • For your convenience, checks and deposit tickets are safe kept at the bank. The Money Connection™ 24-hour phone banking and Money Connection Online™ Banking can access this account.
  • Click here for current tiered interest rate calculation.

Dino-Mite Savings™ Club
This club is designed "just for kids" ages 0-12.

  • No service fees or minimum balance required
  • Prizes for consistent savings
  • Interest is paid on the entire balance of the account
  • Interest will be compounded every month and will be credited to your account either monthly or quarterly (depending on your statement cycle).
  • Special club activities and events
  • Quarterly newsletters
  • Club Mascot
    Click here for Dino-Mite page.

Christmas Club Savings
A Christmas Club Savings Account offers you an easy way to save throughout the year for extra holiday expenses. This account provides the opportunity to save on a regular basis conveniently.

  • Weekly or monthly contributions can be automatically deducted from your First National Bank deposit account.
  • Open your Christmas Club account today, and next November we will send you a check for the balance plus the interest earned. Check your balance easily with our Money Connection 24-hour phone banking.

Account Comparison Chart

Type of
Account
Minimum
Deposit
to Open
Service
Charges
Interest
Bearing
Free
Checks
Additional
Features
Statement
Savings
None $1/Mo if average daily balance falls below $100 Yes N/A Competitive interest rates,
Limited withdrawals may apply, Online Banking
Teen Sense
Savings
None None Yes N/A For teens ages 12 - 18.
Limited withdrawals may apply, Online banking
Kid's Club
Savings
None None Yes N/A For kids under 12 years of age,
Special Events, Newsletter, Club Mascot, Limited withdrawals may apply, Online Banking
Money Market Savings None $5 if average daily balance falls below $100 Yes N/A Checks are available,
Tiered Interest Rate Calculation,
Limited withdrawals may apply,
Online Banking

For questions concerning any and all deposit accounts, please refer to the brochure, "Your Deposit Account/Terms and Conditions" Disclosure that was previously provided to you, or call an account representative at (319) 352-1340.

 

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