Time Certificate of Deposit Rates
APY & Interest Rates Effective July 21, 2008.
|
|
Term
|
APY*
|
Interest Rate
|
Minimum Deposit
|
|
48 Months
|
2.75%
|
2.72%
|
$1,000.00
|
|
36 Months-Raise-A-Rate**
|
2.75%
|
2.72%
|
$5,000.00
|
|
24 Months
|
2.50%
|
2.48%
|
$1,000.00
|
|
18 Months
|
2.25%
|
2.23%
|
$1,000.00
|
|
12 Months
|
2.00%
|
1.99%
|
$1,000.00
|
|
6 Months
|
1.50%
|
1.49%
|
$1,000.00
|
|
3 Months
|
1.00%
|
1.00%
|
$1,000.00
|
|
CD Specials
|
|
|
|
|
14 Months
|
3.00%
|
2.97%
|
$5,000.00
|
|
60 Months
|
4.25%
|
4.18%
|
$5,000.00
|
|
|
|
|
|
*APY - Annual Percentage Yield
Substantial Penalty for Early Withdrawal
**Variable Rate Account - The rate may change after the account is opened.
|
Retirement Account Rates: IRA-SEP-KEOUGH
effective as of July 21, 2008.
|
|
Term
|
APY*
|
Interest Rate
|
Minimum Deposit
|
|
48 Months
|
3.00%
|
2.97%
|
$1,000.00
|
|
Variable Rate Account**
|
2.75%
|
2.72%
|
< $10,000.00
|
|
|
3.00%
|
2.97%
|
> $10,000.00
|
*APY - Annual Percentage Yield
Substantial Penalty for Early Withdrawal
**Variable Rate Account - The rate may change after the account is opened.
SEE ABOVE FOR FIXED RATE IRA TERMS
|
Deposit Rates
effective July 21, 2008.
|
|
Account
|
APY*
|
Interest Rate
|
|
Premier**
|
0.25%
|
0.25%
|
|
Premier Plus**
|
0.35%
|
0.35%
|
|
Statement Savings**
|
0.50%
|
0.50%
|
|
Money Market
|
|
|
|
< $4,999.99
|
0.85%
|
0.85%
|
|
$5,000.00 - $24,999.99
|
0.95%
|
0.95%
|
|
$25,000.00 - $99,999.99
|
1.25%
|
1.24%
|
|
$100,000 - $249,999.99
|
1.75%
|
1.74%
|
|
$250,000 and up
|
2.15%
|
2.13%
|
|
Kids Club**
|
|
0.75%
|
* APY - Annual Percentage Yield
Fees may reduce earnings
** Variable Rate Account - The rate may change after the account is opened.
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|
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